Behind every loan is a livelihood worth protecting
AuFort CapitalShield™ helps protect what's behind your personal guarantee if things don't go as planned: your home, your savings, your family's future. You believe in your business. You shouldn't have to bet everything on it to succeed.
Get your quote
Enter your loan details below and receive and instant coverage estimate.
Ready to get covered?
Meet George, your dedicated AuFort Agent. Schedule a call to discuss your business loan and explore your coverage options. We'll walk you through how Personal Guarantee Insurance works, answer your questions, and help you determine whether a policy is right for you.
You believe in your business, but you can't predict the future
Recessions happen. Pandemics strike. Markets shift. Even solid businesses fail when circumstances shift. Until now, you've carried 100% of this risk alone. Most business owners don't realize how exposed they are until it's too late.
With AuFort CapitalShield™, you don't have to do it alone.
This is protection for what's personal
AuFort CapitalShield™ covers 80% of your personal guarantee obligation if your business defaults on its loan. You retain responsibility for 20% of the loan deficiency.
You're still accountable, you still have skin in the game, but you're not carrying the full weight alone.
A significant loss becomes survivable
Your business defaults with $2M remaining on the loan.
You pay 20% of that deficiency—$200K instead of $1M.
$2M loan balance remaining at default
$1M deficiency after collateral liquidation
You pay $200K. AuFort CapitalShield™ covers $800K.
Three steps to protection
Share a few details about your loan to see if you qualify
Receive an instant coverage estimate
Talk to an agent to secure your coverage today
Don't carry the risk alone
Join thousands of business owners who've secured their future. Leave your email and phone number, and your dedicated AuFort agent will reach out to walk you through your policy options.
Risk protection made simple
What's covered
80% of the unpaid loan balance at the time of charge-off, including principal, interest, and fees
The policy activates after the business fails and the loan is charged off.
AuFort CapitalShield™ protects the loan deficiency, limiting what the bank can recover from you under your personal guarantee.
What's not covered
The first 20% of the charged off loan balance.
Fraud, intentional misconduct, or criminal acts.
Any recoveries the bank collects from business assets.
Why borrowers choose
AuFort CapitalShield™
Your personal guarantee exposes you to unlimited risk.
AuFort CapitalShield™ turns that open-ended exposure into something finite and survivable with Personal Guarantee Insurance.
Protect what matters most to you
Your home, savings, retirement, and family's future stay secure even if your business fails.
Take smart risks without risking everything
You can pursue growth and opportunity without the fear of losing your livelihood if things don't go as planned.
Stay accountable while staying protected
You retain 20% responsibility. You still have skin in the game. You're just not carrying it alone.
Transform unlimited risk into finite protection
Your personal guarantee no longer means total financial exposure.
Protect your future
The difference between a setback and a catastrophe is risk protection. That's what AuFort CapitalShield™ is: Personal Guarantee Insurance for entrepreneurs like you.