A better way to structure risk
AuFort exists to protect business owners from personal financial catastrophe, while helping banks strengthen the financial systems that support them.
Designed for SBA and commercial lending environments
Backed by A.M.Best A- (Excellent) rated carriers
Structured for regulated financial environments
Built on real-world lending data
Personal guarantees don't work for lenders or borrowers
The personal guarantee is the most universal, and yet least reliable, asset in commercial lending. It places catastrophic risk on guarantors and ultimately results in weak recoveries for lenders.
Risk, aligned for value
AuFort Personal Guarantee Insurance transforms personal guarantees from an unpredictable recovery tool into a structured, self-reinforcing system.
Borrowers gain protection from worst-case financial outcomes, and lenders gain increased stability and confidence in their portfolios.
The result is a more resilient foundation for lending, without changing how credit decisions are made.
Built to strengthen the system, not disrupt it
AuFort is designed to integrate into existing lending environments, enhancing them rather than replacing them. Our model aligns incentives across borrowers, lenders, and capital providers by introducing structure where there was previously uncertainty.
More predictable in downturns
More stable across portfolios
More sustainable over time
AuFort Leadership
Built by people who understand both sides of lending.
Board of Directors
Partners & Advisors
A more resilient future for lending
Financial systems evolve when better structures emerge.
AuFort represents a step in that evolution.